The government is finding ways to help low-income families to take care of their medication. Through the 2010 Affordable Care Act (ACA), Medicaid and other insurance providers help these marginalized families avail proper treatment for substance and alcohol abuse.
For someone suffering from drug addiction, they will have financial assistance in availing treatment for substance abuse. This includes recovery health programs for Adderall addiction. Are you interested to learn more about it? Let’s further discuss it in this article.
What is Medicaid?
It is a health insurance program that is funded by the state or the government. It helps low-income families get access to free or low-cost treatment for drug and alcohol abuse.
These programs have varying coverage for certain drug addiction treatments. Eligibility for Medicaid also varies per state and the person’s socio-economic status. You also need to ask the hospital or clinic if they are going to accept Medicaid for paying your Adderall Addiction Treatment.
Will Medicaid pay for your rehab?
Oftentimes, this health insurance program can pay for your addiction treatment. In 2009, around twenty-one percent of the $24 billion treatment cost for substance use disorder was covered by Medicaid. Take note, that the coverage of this plan varies per state and the medical institution providing the treatment.
You can ask in advance the service provider, how much of your health insurance will be covered by Medicaid or Medicare. This helps you prepare how much money you need to shell out on your end, in case you go over your coverage.
You can also call your insurance agent to inquire about the total coverage or remaining balance of your health insurance plan.
Will Medicaid cover your entire addiction treatment cost?
The coverage of this state-funded health insurance program differs per state. Some states allow a hundred percent coverage while the excess expense will be shouldered out of your pocket. Others only allow a percentage of your total treatment cost, so it’s best to know about it.
What is covered by Medicaid for your addiction treatment?
The coverage of this health insurance program differs per state, the same thing for co-payments. In a state that implements co-payments, you need to shoulder some of the excess expenses on your own.
Here are the following medical services covered by this insurance plan:
- Health screenings
- Physical and behavioral interventions
- Inpatient rehab treatment
- Outpatient rehab treatment
- Detoxification program
- Family counseling
- Medicines for easing craving and withdrawal effects
- Behavioral health services
- Medication-assisted treatment (MAT)
This health insurance can also be used for treating opioid use disorder (OUD). It will cover both medication and therapy sessions. Some of the drugs covered for this program are Suboxone, Methadone, Vivitrol, and Naloxone. If you want to go for behavioral or group therapy, it will also be covered by Medicaid.
Who will be eligible for Medicaid?
This state-funded health insurance is dedicated to low-income people. If you recently lost your job, then you are also eligible for this program. Below are some other criteria for being a beneficiary of this insurance program. Take note, that the criteria for eligibility vary in every state.
- You must be older than 65 years
- Whether you are a parent or a pregnant woman
- You must be younger than 19 years
- Some require you to be a resident of the state
- Physical disability
- Diagnose with a mental disorder
- You are within the following household income bracket before taxes
- One to two people: $16,612 to $22,491
- Three to four people: $28,369 to $34,248
- Five to six people: $40,127 to $46,005
- Seven to nine people: $51,884 to $57,762
Is there a limit on inpatient treatment for Medicaid?
You can avail of an inpatient addiction treatment for 30 to 60 days only. This is the limit placed on this insurance program. Individual and group therapies are also covered for 30 hours a week. The same applies to outpatient treatment.
You can ask your service provider how much will be covered by your insurance before enrolling. This helps you financially prepare for treatment.
Can you use Medicaid as secondary insurance?
You can use it as your secondary health insurance option. Use your other health insurance as your primary payment then Medicaid as your backup. By doing that, you will just have to pay less or no more out of your pocket.
Once you max out the coverage of your primary insurance, you can let Medicaid pay for the rest. If you don’t have one, then prepare extra cash to cover it. You also need to ask the hospital or clinic if they are accepting the health insurance plans you have.
How to enroll in Medicaid?
When you’re eligible for it, you can simply apply on your state’s Medicaid site. You can do this online, and below are the required documents you will need:
- Bank statement
- Medical records
- Birth certificate or any identification document like your driver’s license
- Billing statement that proves your current address
Once you submit all these documents, you will have to wait for forty-five days to process your application. In case you won’t pass for Medicaid application, you will still be eligible for a government subsidy for your treatment.
Will Medicaid cover your residential treatment?
In general, this health insurance pays for residential treatment for patients under 21 years. If you are older than that, there are other ways for you to get a subsidy. You can ask the office or service provider if Medicaid can take care of a portion of your treatment.
This can cover the full cost of the mental treatment needed for your teen patient in a Psychiatric Residential Treatment Facility (PRTF). It’s a non-hospital facility that helps the youth recover from drug abuse. It aims to help correct the bad behavior of the patients for long-term sobriety.
Find a rehab center that accepts Medicaid
The majority of the rehab centers in the US accept Medicaid and other health insurance plans. It just differs in the coverage, so you need to inquire first if they accept, and what is covered in detail.
You can search them online, and contact them via email or phone call. Start your treatment as early as today to prevent further damage to your health.