Going for rehab treatment for Valium addiction is costly. Aside from preparing yourself for treatment, you also need to prepare how you plan to fund your treatment. Luckily, Medicaid can cover all or part of your medical bills.
But remember that coverage of any federal-state-funded insurance program varies per state. This also differs on where you plan to get treated for your Valium addiction. Let’s know more about it in this article.
What is Medicaid?
It’s a state-funded insurance program that is given to low-income people. A patient with low income can use Medicaid to foot the bill for their medication. But you need to ask the hospital or rehab center if this insurance plan covers all or just a portion.
After finding the right rehab center, you also need to consider if they accept Medicaid as payment for your treatment. This is one determining factor when you are looking for the best rehab center to enroll in for your Valium addiction treatment program.
You also need to know if you are eligible to have Medicaid. To know that, the below are ways for you to apply and be eligible for Medicaid:
Apply via Health Insurance Marketplace
- Fill out the application form in the Health Insurance Marketplace.
- If one of your family members qualifies for it, let them fill out the application form as well.
- After submitting your application, you would also know if you qualify to apply for a separate insurance plan with savings. This will be based on your income level and it’s more affordable than other private health insurance.
Apply via Medicaid Agency
You can also visit the office of the state where you’re currently living and apply their onsite. They have a section or committee in charge of Medicaid applications.
What does Medicaid Pay for your Addiction Treatment?
This state-funded health insurance plan is intended to help low-income people. Around 21 percent of USD 24 billion of medical expenses is covered by Medicaid. Of this, 12 percent are coming from rehab treatments for patients under 18 suffering from drug abuse.
In terms of coverage, this health insurance pays for your medication, therapy, and counseling. The common things included in a general substance abuse recovery program are evaluation, detox, medicines, and therapies. You can also inquire from the rehab center if they accept this health insurance as payment for treatment.
Medicaid will pay for your Detox
Most detox programs funded by the government are covered by Medicaid. Oftentimes, it covers the entire amount. You can now relax as this insurance plan can help you get sober even with less money on your end.
It covers both inpatient and outpatient detox programs. Even when you are jobless, you will still get financial assistance for your recovery.
Medicaid pays for your Inpatient Plan
According to the American Society of Addiction Medicine (ASAM), Medicaid covers your inpatient and residential treatment programs. You just have to search for in-network rehab centers that accept Medicaid. There are a few of them, so no need to worry about that.
Medicaid covers your Outpatient Treatment Plan
Some of the outpatient plans covered by Medicaid are medication-assisted treatment and case management services. This is to help you get ongoing support for your recovery from Valium addiction. Having access to an outpatient program is great for you to get sober for life.
Medicaid covers your counseling and therapy
In almost all states, they provide counseling and therapy for addiction treatments. This is also covered by Medicaid. Some of these behavioral therapies are cognitive behavioral therapy, medication-assisted treatment, and more.
Different levels of addiction require varying degrees of mental health problems. Therefore, you will need to have this counseling to correct your behavior.
Are you eligible for Medicaid?
Not all can afford to go into rehab, for you to get your Valium addiction treatment, you need to have insurance. Medicaid helps low-income people pay for their addiction treatment programs. It could be a hundred percent coverage or just a fraction depending on the state’s policies.
But how do you know you are eligible for Medicaid? Here are the criteria to know that you’re eligible:
- Age is older than 65 years
- Age is younger than 19 years
- A parent or a pregnant woman
- You hit their income bracket to be considered at the low-income level
You need to have an income below 133 percent of the income of the Federal poverty level (FPL) to make you qualified for Medicaid. This bracket may change per state, the same thing for other variables.
There are things you need to look into to tell if you’re a qualified beneficiary of Medicaid. You can ask your service provider or any rehab center how much Medicaid is paid for your treatment.
What is paid by Medicaid for addiction treatment?
It’s a piece of good news that most states don’t require co-payments when you use your Medicaid to foot the bill for your medication. For those states that require one, there’s a maximum limit for Medicaid co-payment charges. You can visit your city hall or municipal hall to ask about it.
Below are the services covered by this insurance program:
Detox treatment- Inpatient plan
- Outpatient plan
- Intervention
- Evaluation of screening
- Craving and maintenance of the substance
- Family counseling
- Behavioral therapies like MAT
- Long term residential care
Takeaway
The federal government is doing its best to help the people, especially the low-income population pay for their addiction treatments. They are also offering services that are funded by states to help promote sobriety after intensive inpatient treatment.
Medicaid is one major program the government has implemented to help the community with substance abuse. Even if you don’t have enough money to go into rehab, the state can help you fund it.
In case you have other questions, feel free to reach out. We are more than willing to answer your queries. We hope this article helped you understand how Medicaid footed all or some of the bills of the hospital.
If you or your loved one is suffering from Valium addiction, seek help right away. Financial issues cannot hundred percent hinder you from getting treated, especially with Medicaid.